UCO BANK IFSC Code – RATANPUR, RATANPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for RATANPUR branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | RATANPUR |
| IFSC Code | UCBA0001581 |
| MICR Code | 812028533 |
| Address | AT & PO RATANPURDIST. BHAGALPUR 812006 |
| City | RATANPUR |
| District | BHAGALPUR |
| State | BIHAR |
| Contact | 2320215 |
Payment Facilities
About IFSC Code UCBA0001581
The IFSC code UCBA0001581 uniquely identifies the RATANPUR branch of UCO BANK located in RATANPUR, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0001581
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001581) – Unique branch identifier for RATANPUR
How to Use IFSC Code UCBA0001581
To transfer money to any account at UCO BANK RATANPUR branch, you will need to provide the IFSC code UCBA0001581 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RATANPUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK RATANPUR Branch
UCO BANK RATANPUR is a branch of UCO BANK located in RATANPUR, BIHAR. The branch provides comprehensive banking services to customers in RATANPUR and surrounding areas.
Branch Address
AT & PO RATANPURDIST. BHAGALPUR 812006, RATANPUR, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 812028533. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK RATANPUR?
The IFSC code of UCO BANK RATANPUR branch in RATANPUR is UCBA0001581.
What is the MICR code of UCO BANK RATANPUR?
The MICR code of UCO BANK RATANPUR branch is 812028533.
What is the address of UCO BANK RATANPUR?
UCO BANK RATANPUR branch is located at AT & PO RATANPURDIST. BHAGALPUR 812006.
Does UCO BANK RATANPUR support NEFT/RTGS/IMPS?
UCO BANK RATANPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.