UCO BANKVerified Feb 2026

UCO BANK IFSC Code – KHAGARIA, KHAGARIA - BIHAR

Complete bank details including IFSC code, MICR code, address and payment facilities for KHAGARIA branch.

IFSC Code
UCBA0001494

Bank Details

Bank NameUCO BANK
Branch NameKHAGARIA
IFSC CodeUCBA0001494
MICR Code851028002
AddressSTATION ROADKHAGARIA 851201
CityKHAGARIA - BIHAR
StateBIHAR
Contact222176

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0001494

The IFSC code UCBA0001494 uniquely identifies the KHAGARIA branch of UCO BANK located in KHAGARIA - BIHAR, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0001494

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001494) – Unique branch identifier for KHAGARIA

How to Use IFSC Code UCBA0001494

To transfer money to any account at UCO BANK KHAGARIA branch, you will need to provide the IFSC code UCBA0001494 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KHAGARIA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK KHAGARIA Branch

UCO BANK KHAGARIA is a branch of UCO BANK located in KHAGARIA - BIHAR, BIHAR. The branch provides comprehensive banking services to customers in KHAGARIA - BIHAR and surrounding areas.

Branch Address

STATION ROADKHAGARIA 851201, KHAGARIA - BIHAR, BIHAR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 851028002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK KHAGARIA?

The IFSC code of UCO BANK KHAGARIA branch in KHAGARIA - BIHAR is UCBA0001494.

What is the MICR code of UCO BANK KHAGARIA?

The MICR code of UCO BANK KHAGARIA branch is 851028002.

What is the address of UCO BANK KHAGARIA?

UCO BANK KHAGARIA branch is located at STATION ROADKHAGARIA 851201.

Does UCO BANK KHAGARIA support NEFT/RTGS/IMPS?

UCO BANK KHAGARIA branch supports NEFT, RTGS, IMPS, and UPI transactions.