UCO BANKVerified Feb 2026

UCO BANK IFSC Code – ZAINAKADAL, ZAINAKOT

Complete bank details including IFSC code, MICR code, address and payment facilities for ZAINAKADAL branch.

IFSC Code
UCBA0001393

Bank Details

Bank NameUCO BANK
Branch NameZAINAKADAL
IFSC CodeUCBA0001393
MICR Code190028003
AddressUCO BANKZAINAKADAL 190002
CityZAINAKOT
DistrictBARAMULLA
StateJAMMU AND KASHMIR
Contact2478185

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0001393

The IFSC code UCBA0001393 uniquely identifies the ZAINAKADAL branch of UCO BANK located in ZAINAKOT, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0001393

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001393) – Unique branch identifier for ZAINAKADAL

How to Use IFSC Code UCBA0001393

To transfer money to any account at UCO BANK ZAINAKADAL branch, you will need to provide the IFSC code UCBA0001393 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at ZAINAKADAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK ZAINAKADAL Branch

UCO BANK ZAINAKADAL is a branch of UCO BANK located in ZAINAKOT, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in ZAINAKOT and surrounding areas.

Branch Address

UCO BANKZAINAKADAL 190002, ZAINAKOT, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 190028003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK ZAINAKADAL?

The IFSC code of UCO BANK ZAINAKADAL branch in ZAINAKOT is UCBA0001393.

What is the MICR code of UCO BANK ZAINAKADAL?

The MICR code of UCO BANK ZAINAKADAL branch is 190028003.

What is the address of UCO BANK ZAINAKADAL?

UCO BANK ZAINAKADAL branch is located at UCO BANKZAINAKADAL 190002.

Does UCO BANK ZAINAKADAL support NEFT/RTGS/IMPS?

UCO BANK ZAINAKADAL branch supports NEFT, RTGS, IMPS, and UPI transactions.