UCO BANK IFSC Code – RANJITGARH, PHILLAUR
Complete bank details including IFSC code, MICR code, address and payment facilities for RANJITGARH branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | RANJITGARH |
| IFSC Code | UCBA0001323 |
| MICR Code | 144028702 |
| Address | RANJITGARHRANJITGARH 144410 |
| City | PHILLAUR |
| District | JALANDHAR |
| State | PUNJAB |
| Contact | 222485 |
Payment Facilities
About IFSC Code UCBA0001323
The IFSC code UCBA0001323 uniquely identifies the RANJITGARH branch of UCO BANK located in PHILLAUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0001323
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001323) – Unique branch identifier for RANJITGARH
How to Use IFSC Code UCBA0001323
To transfer money to any account at UCO BANK RANJITGARH branch, you will need to provide the IFSC code UCBA0001323 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RANJITGARH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK RANJITGARH Branch
UCO BANK RANJITGARH is a branch of UCO BANK located in PHILLAUR, PUNJAB. The branch provides comprehensive banking services to customers in PHILLAUR and surrounding areas.
Branch Address
RANJITGARHRANJITGARH 144410, PHILLAUR, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 144028702. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK RANJITGARH?
The IFSC code of UCO BANK RANJITGARH branch in PHILLAUR is UCBA0001323.
What is the MICR code of UCO BANK RANJITGARH?
The MICR code of UCO BANK RANJITGARH branch is 144028702.
What is the address of UCO BANK RANJITGARH?
UCO BANK RANJITGARH branch is located at RANJITGARHRANJITGARH 144410.
Does UCO BANK RANJITGARH support NEFT/RTGS/IMPS?
UCO BANK RANJITGARH branch supports NEFT, RTGS, IMPS, and UPI transactions.