UCO BANKVerified Feb 2026

UCO BANK IFSC Code – CHAPARHAT, CHAPARHAT

Complete bank details including IFSC code, MICR code, address and payment facilities for CHAPARHAT branch.

IFSC Code
UCBA0001307

Bank Details

Bank NameUCO BANK
Branch NameCHAPARHAT
IFSC CodeUCBA0001307
MICR Code812028508
AddressUCO BANKCHAPARHAT 853204
CityCHAPARHAT
DistrictBHAGALPUR
StateBIHAR
Contact266572

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0001307

The IFSC code UCBA0001307 uniquely identifies the CHAPARHAT branch of UCO BANK located in CHAPARHAT, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0001307

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001307) – Unique branch identifier for CHAPARHAT

How to Use IFSC Code UCBA0001307

To transfer money to any account at UCO BANK CHAPARHAT branch, you will need to provide the IFSC code UCBA0001307 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CHAPARHAT

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK CHAPARHAT Branch

UCO BANK CHAPARHAT is a branch of UCO BANK located in CHAPARHAT, BIHAR. The branch provides comprehensive banking services to customers in CHAPARHAT and surrounding areas.

Branch Address

UCO BANKCHAPARHAT 853204, CHAPARHAT, BIHAR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 812028508. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK CHAPARHAT?

The IFSC code of UCO BANK CHAPARHAT branch in CHAPARHAT is UCBA0001307.

What is the MICR code of UCO BANK CHAPARHAT?

The MICR code of UCO BANK CHAPARHAT branch is 812028508.

What is the address of UCO BANK CHAPARHAT?

UCO BANK CHAPARHAT branch is located at UCO BANKCHAPARHAT 853204.

Does UCO BANK CHAPARHAT support NEFT/RTGS/IMPS?

UCO BANK CHAPARHAT branch supports NEFT, RTGS, IMPS, and UPI transactions.