UCO BANKVerified Feb 2026

UCO BANK IFSC Code – UMRI, UMRI

Complete bank details including IFSC code, MICR code, address and payment facilities for UMRI branch.

IFSC Code
UCBA0001282

Bank Details

Bank NameUCO BANK
Branch NameUMRI
IFSC CodeUCBA0001282
MICR Code477028502
AddressVILL & PO UMRIDISTT-BHIND 477331
CityUMRI
DistrictBHIND
StateMADHYA PRADESH
Contact281739

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0001282

The IFSC code UCBA0001282 uniquely identifies the UMRI branch of UCO BANK located in UMRI, MADHYA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0001282

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001282) – Unique branch identifier for UMRI

How to Use IFSC Code UCBA0001282

To transfer money to any account at UCO BANK UMRI branch, you will need to provide the IFSC code UCBA0001282 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at UMRI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK UMRI Branch

UCO BANK UMRI is a branch of UCO BANK located in UMRI, MADHYA PRADESH. The branch provides comprehensive banking services to customers in UMRI and surrounding areas.

Branch Address

VILL & PO UMRIDISTT-BHIND 477331, UMRI, MADHYA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 477028502. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK UMRI?

The IFSC code of UCO BANK UMRI branch in UMRI is UCBA0001282.

What is the MICR code of UCO BANK UMRI?

The MICR code of UCO BANK UMRI branch is 477028502.

What is the address of UCO BANK UMRI?

UCO BANK UMRI branch is located at VILL & PO UMRIDISTT-BHIND 477331.

Does UCO BANK UMRI support NEFT/RTGS/IMPS?

UCO BANK UMRI branch supports NEFT, RTGS, IMPS, and UPI transactions.