UCO BANKVerified Feb 2026

UCO BANK IFSC Code – SAJOUR, SAJAUR

Complete bank details including IFSC code, MICR code, address and payment facilities for SAJOUR branch.

IFSC Code
UCBA0001246

Bank Details

Bank NameUCO BANK
Branch NameSAJOUR
IFSC CodeUCBA0001246
MICR Code812028536
AddressAT & PO SAJOURDIST BHAGALPUR 813107
CitySAJAUR
DistrictBHAGALPUR
StateBIHAR
Contact2326928

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0001246

The IFSC code UCBA0001246 uniquely identifies the SAJOUR branch of UCO BANK located in SAJAUR, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0001246

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001246) – Unique branch identifier for SAJOUR

How to Use IFSC Code UCBA0001246

To transfer money to any account at UCO BANK SAJOUR branch, you will need to provide the IFSC code UCBA0001246 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SAJOUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK SAJOUR Branch

UCO BANK SAJOUR is a branch of UCO BANK located in SAJAUR, BIHAR. The branch provides comprehensive banking services to customers in SAJAUR and surrounding areas.

Branch Address

AT & PO SAJOURDIST BHAGALPUR 813107, SAJAUR, BIHAR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 812028536. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK SAJOUR?

The IFSC code of UCO BANK SAJOUR branch in SAJAUR is UCBA0001246.

What is the MICR code of UCO BANK SAJOUR?

The MICR code of UCO BANK SAJOUR branch is 812028536.

What is the address of UCO BANK SAJOUR?

UCO BANK SAJOUR branch is located at AT & PO SAJOURDIST BHAGALPUR 813107.

Does UCO BANK SAJOUR support NEFT/RTGS/IMPS?

UCO BANK SAJOUR branch supports NEFT, RTGS, IMPS, and UPI transactions.