UCO BANKVerified Feb 2026

UCO BANK IFSC Code – LAXMANPATTI, GYANPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for LAXMANPATTI branch.

IFSC Code
UCBA0001097

Bank Details

Bank NameUCO BANK
Branch NameLAXMANPATTI
IFSC CodeUCBA0001097
MICR Code221028103
AddressVILL&PO-LAXMANPATTIDIST-SANT RAVIDASNAGAR 221304
CityGYANPUR
DistrictSANT RAVIDAS NAGAR
StateUTTAR PRADESH
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0001097

The IFSC code UCBA0001097 uniquely identifies the LAXMANPATTI branch of UCO BANK located in GYANPUR, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0001097

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001097) – Unique branch identifier for LAXMANPATTI

How to Use IFSC Code UCBA0001097

To transfer money to any account at UCO BANK LAXMANPATTI branch, you will need to provide the IFSC code UCBA0001097 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at LAXMANPATTI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK LAXMANPATTI Branch

UCO BANK LAXMANPATTI is a branch of UCO BANK located in GYANPUR, UTTAR PRADESH. The branch provides comprehensive banking services to customers in GYANPUR and surrounding areas.

Branch Address

VILL&PO-LAXMANPATTIDIST-SANT RAVIDASNAGAR 221304, GYANPUR, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 221028103. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK LAXMANPATTI?

The IFSC code of UCO BANK LAXMANPATTI branch in GYANPUR is UCBA0001097.

What is the MICR code of UCO BANK LAXMANPATTI?

The MICR code of UCO BANK LAXMANPATTI branch is 221028103.

What is the address of UCO BANK LAXMANPATTI?

UCO BANK LAXMANPATTI branch is located at VILL&PO-LAXMANPATTIDIST-SANT RAVIDASNAGAR 221304.

Does UCO BANK LAXMANPATTI support NEFT/RTGS/IMPS?

UCO BANK LAXMANPATTI branch supports NEFT, RTGS, IMPS, and UPI transactions.