UCO BANK IFSC Code – SWARGHAT, SWARGHAT
Complete bank details including IFSC code, MICR code, address and payment facilities for SWARGHAT branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | SWARGHAT |
| IFSC Code | UCBA0001096 |
| MICR Code | 174028162 |
| Address | UCO BANKSWARGHAT 174011 |
| City | SWARGHAT |
| District | BILASPUR |
| State | HIMACHAL PRADESH |
| Contact | 0 |
Payment Facilities
About IFSC Code UCBA0001096
The IFSC code UCBA0001096 uniquely identifies the SWARGHAT branch of UCO BANK located in SWARGHAT, HIMACHAL PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0001096
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001096) – Unique branch identifier for SWARGHAT
How to Use IFSC Code UCBA0001096
To transfer money to any account at UCO BANK SWARGHAT branch, you will need to provide the IFSC code UCBA0001096 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SWARGHAT
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK SWARGHAT Branch
UCO BANK SWARGHAT is a branch of UCO BANK located in SWARGHAT, HIMACHAL PRADESH. The branch provides comprehensive banking services to customers in SWARGHAT and surrounding areas.
Branch Address
UCO BANKSWARGHAT 174011, SWARGHAT, HIMACHAL PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 174028162. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK SWARGHAT?
The IFSC code of UCO BANK SWARGHAT branch in SWARGHAT is UCBA0001096.
What is the MICR code of UCO BANK SWARGHAT?
The MICR code of UCO BANK SWARGHAT branch is 174028162.
What is the address of UCO BANK SWARGHAT?
UCO BANK SWARGHAT branch is located at UCO BANKSWARGHAT 174011.
Does UCO BANK SWARGHAT support NEFT/RTGS/IMPS?
UCO BANK SWARGHAT branch supports NEFT, RTGS, IMPS, and UPI transactions.