UCO BANK IFSC Code – KOTKHAI, KOTKHAI
Complete bank details including IFSC code, MICR code, address and payment facilities for KOTKHAI branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | KOTKHAI |
| IFSC Code | UCBA0001075 |
| MICR Code | 171028054 |
| Address | V & PO KOTKHAIDISTT. SHIMLA 171202 |
| City | KOTKHAI |
| District | SIMLA |
| State | HIMACHAL PRADESH |
| Contact | 255363 |
Payment Facilities
About IFSC Code UCBA0001075
The IFSC code UCBA0001075 uniquely identifies the KOTKHAI branch of UCO BANK located in KOTKHAI, HIMACHAL PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0001075
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001075) – Unique branch identifier for KOTKHAI
How to Use IFSC Code UCBA0001075
To transfer money to any account at UCO BANK KOTKHAI branch, you will need to provide the IFSC code UCBA0001075 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KOTKHAI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK KOTKHAI Branch
UCO BANK KOTKHAI is a branch of UCO BANK located in KOTKHAI, HIMACHAL PRADESH. The branch provides comprehensive banking services to customers in KOTKHAI and surrounding areas.
Branch Address
V & PO KOTKHAIDISTT. SHIMLA 171202, KOTKHAI, HIMACHAL PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 171028054. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK KOTKHAI?
The IFSC code of UCO BANK KOTKHAI branch in KOTKHAI is UCBA0001075.
What is the MICR code of UCO BANK KOTKHAI?
The MICR code of UCO BANK KOTKHAI branch is 171028054.
What is the address of UCO BANK KOTKHAI?
UCO BANK KOTKHAI branch is located at V & PO KOTKHAIDISTT. SHIMLA 171202.
Does UCO BANK KOTKHAI support NEFT/RTGS/IMPS?
UCO BANK KOTKHAI branch supports NEFT, RTGS, IMPS, and UPI transactions.