UCO BANK IFSC Code – NIGAM VIHAR - SHIMLA, SHIMLA
Complete bank details including IFSC code, MICR code, address and payment facilities for NIGAM VIHAR - SHIMLA branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | NIGAM VIHAR - SHIMLA |
| IFSC Code | UCBA0000981 |
| MICR Code | 171028004 |
| Address | NIGAM VIHARSHIMLA 171002 |
| City | SHIMLA |
| State | HIMACHAL PRADESH |
| Contact | 2623734 |
Payment Facilities
About IFSC Code UCBA0000981
The IFSC code UCBA0000981 uniquely identifies the NIGAM VIHAR - SHIMLA branch of UCO BANK located in SHIMLA, HIMACHAL PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0000981
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000981) – Unique branch identifier for NIGAM VIHAR - SHIMLA
How to Use IFSC Code UCBA0000981
To transfer money to any account at UCO BANK NIGAM VIHAR - SHIMLA branch, you will need to provide the IFSC code UCBA0000981 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at NIGAM VIHAR - SHIMLA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK NIGAM VIHAR - SHIMLA Branch
UCO BANK NIGAM VIHAR - SHIMLA is a branch of UCO BANK located in SHIMLA, HIMACHAL PRADESH. The branch provides comprehensive banking services to customers in SHIMLA and surrounding areas.
Branch Address
NIGAM VIHARSHIMLA 171002, SHIMLA, HIMACHAL PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 171028004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK NIGAM VIHAR - SHIMLA?
The IFSC code of UCO BANK NIGAM VIHAR - SHIMLA branch in SHIMLA is UCBA0000981.
What is the MICR code of UCO BANK NIGAM VIHAR - SHIMLA?
The MICR code of UCO BANK NIGAM VIHAR - SHIMLA branch is 171028004.
What is the address of UCO BANK NIGAM VIHAR - SHIMLA?
UCO BANK NIGAM VIHAR - SHIMLA branch is located at NIGAM VIHARSHIMLA 171002.
Does UCO BANK NIGAM VIHAR - SHIMLA support NEFT/RTGS/IMPS?
UCO BANK NIGAM VIHAR - SHIMLA branch supports NEFT, RTGS, IMPS, and UPI transactions.