UCO BANK IFSC Code – PHAGWARA JULLUNDHAR, PHAGWARA
Complete bank details including IFSC code, MICR code, address and payment facilities for PHAGWARA JULLUNDHAR branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | PHAGWARA JULLUNDHAR |
| IFSC Code | UCBA0000939 |
| MICR Code | 144028095 |
| Address | PHAGWARA CENTRAL TOWNPO PHAGWARA KAPURTHAL 144401 |
| City | PHAGWARA |
| State | PUNJAB |
| Contact | 264448 |
Payment Facilities
About IFSC Code UCBA0000939
The IFSC code UCBA0000939 uniquely identifies the PHAGWARA JULLUNDHAR branch of UCO BANK located in PHAGWARA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0000939
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000939) – Unique branch identifier for PHAGWARA JULLUNDHAR
How to Use IFSC Code UCBA0000939
To transfer money to any account at UCO BANK PHAGWARA JULLUNDHAR branch, you will need to provide the IFSC code UCBA0000939 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PHAGWARA JULLUNDHAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK PHAGWARA JULLUNDHAR Branch
UCO BANK PHAGWARA JULLUNDHAR is a branch of UCO BANK located in PHAGWARA, PUNJAB. The branch provides comprehensive banking services to customers in PHAGWARA and surrounding areas.
Branch Address
PHAGWARA CENTRAL TOWNPO PHAGWARA KAPURTHAL 144401, PHAGWARA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 144028095. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK PHAGWARA JULLUNDHAR?
The IFSC code of UCO BANK PHAGWARA JULLUNDHAR branch in PHAGWARA is UCBA0000939.
What is the MICR code of UCO BANK PHAGWARA JULLUNDHAR?
The MICR code of UCO BANK PHAGWARA JULLUNDHAR branch is 144028095.
What is the address of UCO BANK PHAGWARA JULLUNDHAR?
UCO BANK PHAGWARA JULLUNDHAR branch is located at PHAGWARA CENTRAL TOWNPO PHAGWARA KAPURTHAL 144401.
Does UCO BANK PHAGWARA JULLUNDHAR support NEFT/RTGS/IMPS?
UCO BANK PHAGWARA JULLUNDHAR branch supports NEFT, RTGS, IMPS, and UPI transactions.