UCO BANKVerified Feb 2026

UCO BANK IFSC Code – NAYAGAON, NAYA GAON

Complete bank details including IFSC code, MICR code, address and payment facilities for NAYAGAON branch.

IFSC Code
UCBA0000921

Bank Details

Bank NameUCO BANK
Branch NameNAYAGAON
IFSC CodeUCBA0000921
MICR Code160028004
AddressUCO BANKNAYAGAON BRANCH 160103
CityNAYA GAON
DistrictRUPNAGAR
StatePUNJAB
Contact2785301

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000921

The IFSC code UCBA0000921 uniquely identifies the NAYAGAON branch of UCO BANK located in NAYA GAON, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000921

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000921) – Unique branch identifier for NAYAGAON

How to Use IFSC Code UCBA0000921

To transfer money to any account at UCO BANK NAYAGAON branch, you will need to provide the IFSC code UCBA0000921 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at NAYAGAON

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK NAYAGAON Branch

UCO BANK NAYAGAON is a branch of UCO BANK located in NAYA GAON, PUNJAB. The branch provides comprehensive banking services to customers in NAYA GAON and surrounding areas.

Branch Address

UCO BANKNAYAGAON BRANCH 160103, NAYA GAON, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 160028004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK NAYAGAON?

The IFSC code of UCO BANK NAYAGAON branch in NAYA GAON is UCBA0000921.

What is the MICR code of UCO BANK NAYAGAON?

The MICR code of UCO BANK NAYAGAON branch is 160028004.

What is the address of UCO BANK NAYAGAON?

UCO BANK NAYAGAON branch is located at UCO BANKNAYAGAON BRANCH 160103.

Does UCO BANK NAYAGAON support NEFT/RTGS/IMPS?

UCO BANK NAYAGAON branch supports NEFT, RTGS, IMPS, and UPI transactions.