UCO BANKVerified Feb 2026

UCO BANK IFSC Code – PATRATU, PATRATU

Complete bank details including IFSC code, MICR code, address and payment facilities for PATRATU branch.

IFSC Code
UCBA0000916

Bank Details

Bank NameUCO BANK
Branch NamePATRATU
IFSC CodeUCBA0000916
MICR Code829028501
AddressUCO BANKPATRATU 829118
CityPATRATU
DistrictHAZARIBAG
StateJHARKHAND
Contact287305

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000916

The IFSC code UCBA0000916 uniquely identifies the PATRATU branch of UCO BANK located in PATRATU, JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000916

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000916) – Unique branch identifier for PATRATU

How to Use IFSC Code UCBA0000916

To transfer money to any account at UCO BANK PATRATU branch, you will need to provide the IFSC code UCBA0000916 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PATRATU

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK PATRATU Branch

UCO BANK PATRATU is a branch of UCO BANK located in PATRATU, JHARKHAND. The branch provides comprehensive banking services to customers in PATRATU and surrounding areas.

Branch Address

UCO BANKPATRATU 829118, PATRATU, JHARKHAND

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 829028501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK PATRATU?

The IFSC code of UCO BANK PATRATU branch in PATRATU is UCBA0000916.

What is the MICR code of UCO BANK PATRATU?

The MICR code of UCO BANK PATRATU branch is 829028501.

What is the address of UCO BANK PATRATU?

UCO BANK PATRATU branch is located at UCO BANKPATRATU 829118.

Does UCO BANK PATRATU support NEFT/RTGS/IMPS?

UCO BANK PATRATU branch supports NEFT, RTGS, IMPS, and UPI transactions.