UCO BANKVerified Feb 2026

UCO BANK IFSC Code – PHALODI, PHALODI

Complete bank details including IFSC code, MICR code, address and payment facilities for PHALODI branch.

IFSC Code
UCBA0000882

Bank Details

Bank NameUCO BANK
Branch NamePHALODI
IFSC CodeUCBA0000882
MICR Code342028201
AddressNEAR RAILWAY STATIONPHALODI 342301
CityPHALODI
DistrictJODHPUR
StateRAJASTHAN
Contact222152

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000882

The IFSC code UCBA0000882 uniquely identifies the PHALODI branch of UCO BANK located in PHALODI, RAJASTHAN. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000882

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000882) – Unique branch identifier for PHALODI

How to Use IFSC Code UCBA0000882

To transfer money to any account at UCO BANK PHALODI branch, you will need to provide the IFSC code UCBA0000882 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PHALODI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK PHALODI Branch

UCO BANK PHALODI is a branch of UCO BANK located in PHALODI, RAJASTHAN. The branch provides comprehensive banking services to customers in PHALODI and surrounding areas.

Branch Address

NEAR RAILWAY STATIONPHALODI 342301, PHALODI, RAJASTHAN

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 342028201. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK PHALODI?

The IFSC code of UCO BANK PHALODI branch in PHALODI is UCBA0000882.

What is the MICR code of UCO BANK PHALODI?

The MICR code of UCO BANK PHALODI branch is 342028201.

What is the address of UCO BANK PHALODI?

UCO BANK PHALODI branch is located at NEAR RAILWAY STATIONPHALODI 342301.

Does UCO BANK PHALODI support NEFT/RTGS/IMPS?

UCO BANK PHALODI branch supports NEFT, RTGS, IMPS, and UPI transactions.