UCO BANK IFSC Code – BALAT, BALAT
Complete bank details including IFSC code, MICR code, address and payment facilities for BALAT branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | BALAT |
| IFSC Code | UCBA0000845 |
| MICR Code | 793028501 |
| Address | UCO BANKBALAT 793106 |
| City | BALAT |
| District | EAST KHASI HILLS |
| State | MEGHALAYA |
| Contact | 0 |
Payment Facilities
About IFSC Code UCBA0000845
The IFSC code UCBA0000845 uniquely identifies the BALAT branch of UCO BANK located in BALAT, MEGHALAYA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0000845
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000845) – Unique branch identifier for BALAT
How to Use IFSC Code UCBA0000845
To transfer money to any account at UCO BANK BALAT branch, you will need to provide the IFSC code UCBA0000845 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BALAT
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK BALAT Branch
UCO BANK BALAT is a branch of UCO BANK located in BALAT, MEGHALAYA. The branch provides comprehensive banking services to customers in BALAT and surrounding areas.
Branch Address
UCO BANKBALAT 793106, BALAT, MEGHALAYA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 793028501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK BALAT?
The IFSC code of UCO BANK BALAT branch in BALAT is UCBA0000845.
What is the MICR code of UCO BANK BALAT?
The MICR code of UCO BANK BALAT branch is 793028501.
What is the address of UCO BANK BALAT?
UCO BANK BALAT branch is located at UCO BANKBALAT 793106.
Does UCO BANK BALAT support NEFT/RTGS/IMPS?
UCO BANK BALAT branch supports NEFT, RTGS, IMPS, and UPI transactions.