UCO BANKVerified Feb 2026

UCO BANK IFSC Code – LOWER CIRCULAR ROAD - KOLKATA, KOLKATA

Complete bank details including IFSC code, MICR code, address and payment facilities for LOWER CIRCULAR ROAD - KOLKATA branch.

IFSC Code
UCBA0000801

Bank Details

Bank NameUCO BANK
Branch NameLOWER CIRCULAR ROAD - KOLKATA
IFSC CodeUCBA0000801
MICR Code700028066
Address13, CAMAC STREET,KOLKATA 700017
CityKOLKATA
StateWEST BENGAL
Contact22832794

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000801

The IFSC code UCBA0000801 uniquely identifies the LOWER CIRCULAR ROAD - KOLKATA branch of UCO BANK located in KOLKATA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000801

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000801) – Unique branch identifier for LOWER CIRCULAR ROAD - KOLKATA

How to Use IFSC Code UCBA0000801

To transfer money to any account at UCO BANK LOWER CIRCULAR ROAD - KOLKATA branch, you will need to provide the IFSC code UCBA0000801 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at LOWER CIRCULAR ROAD - KOLKATA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK LOWER CIRCULAR ROAD - KOLKATA Branch

UCO BANK LOWER CIRCULAR ROAD - KOLKATA is a branch of UCO BANK located in KOLKATA, WEST BENGAL. The branch provides comprehensive banking services to customers in KOLKATA and surrounding areas.

Branch Address

13, CAMAC STREET,KOLKATA 700017, KOLKATA, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 700028066. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK LOWER CIRCULAR ROAD - KOLKATA?

The IFSC code of UCO BANK LOWER CIRCULAR ROAD - KOLKATA branch in KOLKATA is UCBA0000801.

What is the MICR code of UCO BANK LOWER CIRCULAR ROAD - KOLKATA?

The MICR code of UCO BANK LOWER CIRCULAR ROAD - KOLKATA branch is 700028066.

What is the address of UCO BANK LOWER CIRCULAR ROAD - KOLKATA?

UCO BANK LOWER CIRCULAR ROAD - KOLKATA branch is located at 13, CAMAC STREET,KOLKATA 700017.

Does UCO BANK LOWER CIRCULAR ROAD - KOLKATA support NEFT/RTGS/IMPS?

UCO BANK LOWER CIRCULAR ROAD - KOLKATA branch supports NEFT, RTGS, IMPS, and UPI transactions.