UCO BANKVerified Feb 2026

UCO BANK IFSC Code – POLBA, POLABA

Complete bank details including IFSC code, MICR code, address and payment facilities for POLBA branch.

IFSC Code
UCBA0000738

Bank Details

Bank NameUCO BANK
Branch NamePOLBA
IFSC CodeUCBA0000738
MICR Code712028154
AddressUCO BANKPOLBA 712154
CityPOLABA
DistrictHUGLI
StateWEST BENGAL
Contact3225538

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000738

The IFSC code UCBA0000738 uniquely identifies the POLBA branch of UCO BANK located in POLABA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000738

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000738) – Unique branch identifier for POLBA

How to Use IFSC Code UCBA0000738

To transfer money to any account at UCO BANK POLBA branch, you will need to provide the IFSC code UCBA0000738 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at POLBA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK POLBA Branch

UCO BANK POLBA is a branch of UCO BANK located in POLABA, WEST BENGAL. The branch provides comprehensive banking services to customers in POLABA and surrounding areas.

Branch Address

UCO BANKPOLBA 712154, POLABA, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 712028154. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK POLBA?

The IFSC code of UCO BANK POLBA branch in POLABA is UCBA0000738.

What is the MICR code of UCO BANK POLBA?

The MICR code of UCO BANK POLBA branch is 712028154.

What is the address of UCO BANK POLBA?

UCO BANK POLBA branch is located at UCO BANKPOLBA 712154.

Does UCO BANK POLBA support NEFT/RTGS/IMPS?

UCO BANK POLBA branch supports NEFT, RTGS, IMPS, and UPI transactions.