UCO BANKVerified Feb 2026

UCO BANK IFSC Code – PAIKAR, PAIKAR

Complete bank details including IFSC code, MICR code, address and payment facilities for PAIKAR branch.

IFSC Code
UCBA0000645

Bank Details

Bank NameUCO BANK
Branch NamePAIKAR
IFSC CodeUCBA0000645
MICR Code731028603
AddressVPO PAIKARDIST. BIRBHUM 731221
CityPAIKAR
DistrictBIRBHUM
StateWEST BENGAL
Contact240380

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000645

The IFSC code UCBA0000645 uniquely identifies the PAIKAR branch of UCO BANK located in PAIKAR, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000645

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000645) – Unique branch identifier for PAIKAR

How to Use IFSC Code UCBA0000645

To transfer money to any account at UCO BANK PAIKAR branch, you will need to provide the IFSC code UCBA0000645 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PAIKAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK PAIKAR Branch

UCO BANK PAIKAR is a branch of UCO BANK located in PAIKAR, WEST BENGAL. The branch provides comprehensive banking services to customers in PAIKAR and surrounding areas.

Branch Address

VPO PAIKARDIST. BIRBHUM 731221, PAIKAR, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 731028603. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK PAIKAR?

The IFSC code of UCO BANK PAIKAR branch in PAIKAR is UCBA0000645.

What is the MICR code of UCO BANK PAIKAR?

The MICR code of UCO BANK PAIKAR branch is 731028603.

What is the address of UCO BANK PAIKAR?

UCO BANK PAIKAR branch is located at VPO PAIKARDIST. BIRBHUM 731221.

Does UCO BANK PAIKAR support NEFT/RTGS/IMPS?

UCO BANK PAIKAR branch supports NEFT, RTGS, IMPS, and UPI transactions.