UCO BANK IFSC Code – SIMDEGA, SIMDEGA
Complete bank details including IFSC code, MICR code, address and payment facilities for SIMDEGA branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | SIMDEGA |
| IFSC Code | UCBA0000644 |
| MICR Code | 835028202 |
| Address | UCO BANKSIMDEGA BRANCH 835223 |
| City | SIMDEGA |
| District | GUMLA |
| State | JHARKHAND |
| Contact | 226228 |
Payment Facilities
About IFSC Code UCBA0000644
The IFSC code UCBA0000644 uniquely identifies the SIMDEGA branch of UCO BANK located in SIMDEGA, JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0000644
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000644) – Unique branch identifier for SIMDEGA
How to Use IFSC Code UCBA0000644
To transfer money to any account at UCO BANK SIMDEGA branch, you will need to provide the IFSC code UCBA0000644 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SIMDEGA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK SIMDEGA Branch
UCO BANK SIMDEGA is a branch of UCO BANK located in SIMDEGA, JHARKHAND. The branch provides comprehensive banking services to customers in SIMDEGA and surrounding areas.
Branch Address
UCO BANKSIMDEGA BRANCH 835223, SIMDEGA, JHARKHAND
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 835028202. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK SIMDEGA?
The IFSC code of UCO BANK SIMDEGA branch in SIMDEGA is UCBA0000644.
What is the MICR code of UCO BANK SIMDEGA?
The MICR code of UCO BANK SIMDEGA branch is 835028202.
What is the address of UCO BANK SIMDEGA?
UCO BANK SIMDEGA branch is located at UCO BANKSIMDEGA BRANCH 835223.
Does UCO BANK SIMDEGA support NEFT/RTGS/IMPS?
UCO BANK SIMDEGA branch supports NEFT, RTGS, IMPS, and UPI transactions.