UCO BANKVerified Feb 2026

UCO BANK IFSC Code – GHATAL, GHATAL - WB

Complete bank details including IFSC code, MICR code, address and payment facilities for GHATAL branch.

IFSC Code
UCBA0000642

Bank Details

Bank NameUCO BANK
Branch NameGHATAL
IFSC CodeUCBA0000642
MICR Code721028812
AddressPO GHATALMIDNAPORE 721212
CityGHATAL - WB
StateWEST BENGAL
Contact255013

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000642

The IFSC code UCBA0000642 uniquely identifies the GHATAL branch of UCO BANK located in GHATAL - WB, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000642

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000642) – Unique branch identifier for GHATAL

How to Use IFSC Code UCBA0000642

To transfer money to any account at UCO BANK GHATAL branch, you will need to provide the IFSC code UCBA0000642 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GHATAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK GHATAL Branch

UCO BANK GHATAL is a branch of UCO BANK located in GHATAL - WB, WEST BENGAL. The branch provides comprehensive banking services to customers in GHATAL - WB and surrounding areas.

Branch Address

PO GHATALMIDNAPORE 721212, GHATAL - WB, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 721028812. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK GHATAL?

The IFSC code of UCO BANK GHATAL branch in GHATAL - WB is UCBA0000642.

What is the MICR code of UCO BANK GHATAL?

The MICR code of UCO BANK GHATAL branch is 721028812.

What is the address of UCO BANK GHATAL?

UCO BANK GHATAL branch is located at PO GHATALMIDNAPORE 721212.

Does UCO BANK GHATAL support NEFT/RTGS/IMPS?

UCO BANK GHATAL branch supports NEFT, RTGS, IMPS, and UPI transactions.