UCO BANKVerified Feb 2026

UCO BANK IFSC Code – JIRAT, HUGLI-CHINSURAH

Complete bank details including IFSC code, MICR code, address and payment facilities for JIRAT branch.

IFSC Code
UCBA0000603

Bank Details

Bank NameUCO BANK
Branch NameJIRAT
IFSC CodeUCBA0000603
MICR Code712028123
AddressSTN RD, PO PATULIGRAMJIRAT, DIST HOOGHLY 712123
CityHUGLI-CHINSURAH
DistrictHUGLI
StateWEST BENGAL
Contact260166

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000603

The IFSC code UCBA0000603 uniquely identifies the JIRAT branch of UCO BANK located in HUGLI-CHINSURAH, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000603

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000603) – Unique branch identifier for JIRAT

How to Use IFSC Code UCBA0000603

To transfer money to any account at UCO BANK JIRAT branch, you will need to provide the IFSC code UCBA0000603 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at JIRAT

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK JIRAT Branch

UCO BANK JIRAT is a branch of UCO BANK located in HUGLI-CHINSURAH, WEST BENGAL. The branch provides comprehensive banking services to customers in HUGLI-CHINSURAH and surrounding areas.

Branch Address

STN RD, PO PATULIGRAMJIRAT, DIST HOOGHLY 712123, HUGLI-CHINSURAH, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 712028123. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK JIRAT?

The IFSC code of UCO BANK JIRAT branch in HUGLI-CHINSURAH is UCBA0000603.

What is the MICR code of UCO BANK JIRAT?

The MICR code of UCO BANK JIRAT branch is 712028123.

What is the address of UCO BANK JIRAT?

UCO BANK JIRAT branch is located at STN RD, PO PATULIGRAMJIRAT, DIST HOOGHLY 712123.

Does UCO BANK JIRAT support NEFT/RTGS/IMPS?

UCO BANK JIRAT branch supports NEFT, RTGS, IMPS, and UPI transactions.