UCO BANK IFSC Code – ZAINAKOT, ZAINAKOT
Complete bank details including IFSC code, MICR code, address and payment facilities for ZAINAKOT branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | ZAINAKOT |
| IFSC Code | UCBA0000547 |
| MICR Code | 190028004 |
| Address | HMT PREMISES,W/F III,P.O.ZAINAKOT 190012 |
| City | ZAINAKOT |
| District | BARAMULLA |
| State | JAMMU AND KASHMIR |
| Contact | 2496592 |
Payment Facilities
About IFSC Code UCBA0000547
The IFSC code UCBA0000547 uniquely identifies the ZAINAKOT branch of UCO BANK located in ZAINAKOT, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0000547
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000547) – Unique branch identifier for ZAINAKOT
How to Use IFSC Code UCBA0000547
To transfer money to any account at UCO BANK ZAINAKOT branch, you will need to provide the IFSC code UCBA0000547 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ZAINAKOT
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK ZAINAKOT Branch
UCO BANK ZAINAKOT is a branch of UCO BANK located in ZAINAKOT, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in ZAINAKOT and surrounding areas.
Branch Address
HMT PREMISES,W/F III,P.O.ZAINAKOT 190012, ZAINAKOT, JAMMU AND KASHMIR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 190028004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK ZAINAKOT?
The IFSC code of UCO BANK ZAINAKOT branch in ZAINAKOT is UCBA0000547.
What is the MICR code of UCO BANK ZAINAKOT?
The MICR code of UCO BANK ZAINAKOT branch is 190028004.
What is the address of UCO BANK ZAINAKOT?
UCO BANK ZAINAKOT branch is located at HMT PREMISES,W/F III,P.O.ZAINAKOT 190012.
Does UCO BANK ZAINAKOT support NEFT/RTGS/IMPS?
UCO BANK ZAINAKOT branch supports NEFT, RTGS, IMPS, and UPI transactions.