UCO BANKVerified Feb 2026

UCO BANK IFSC Code – GHURANI KALAN, GHURANI

Complete bank details including IFSC code, MICR code, address and payment facilities for GHURANI KALAN branch.

IFSC Code
UCBA0000498

Bank Details

Bank NameUCO BANK
Branch NameGHURANI KALAN
IFSC CodeUCBA0000498
MICR Code141028153
AddressVPO GHURANI KALANDIST. LUDHIANA 141419
CityGHURANI
DistrictLUDHIANA
StatePUNJAB
Contact274241

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000498

The IFSC code UCBA0000498 uniquely identifies the GHURANI KALAN branch of UCO BANK located in GHURANI, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000498

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000498) – Unique branch identifier for GHURANI KALAN

How to Use IFSC Code UCBA0000498

To transfer money to any account at UCO BANK GHURANI KALAN branch, you will need to provide the IFSC code UCBA0000498 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GHURANI KALAN

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK GHURANI KALAN Branch

UCO BANK GHURANI KALAN is a branch of UCO BANK located in GHURANI, PUNJAB. The branch provides comprehensive banking services to customers in GHURANI and surrounding areas.

Branch Address

VPO GHURANI KALANDIST. LUDHIANA 141419, GHURANI, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 141028153. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK GHURANI KALAN?

The IFSC code of UCO BANK GHURANI KALAN branch in GHURANI is UCBA0000498.

What is the MICR code of UCO BANK GHURANI KALAN?

The MICR code of UCO BANK GHURANI KALAN branch is 141028153.

What is the address of UCO BANK GHURANI KALAN?

UCO BANK GHURANI KALAN branch is located at VPO GHURANI KALANDIST. LUDHIANA 141419.

Does UCO BANK GHURANI KALAN support NEFT/RTGS/IMPS?

UCO BANK GHURANI KALAN branch supports NEFT, RTGS, IMPS, and UPI transactions.