UCO BANKVerified Feb 2026

UCO BANK IFSC Code – MOHALI-PUNJAB, MOHALI

Complete bank details including IFSC code, MICR code, address and payment facilities for MOHALI-PUNJAB branch.

IFSC Code
UCBA0000445

Bank Details

Bank NameUCO BANK
Branch NameMOHALI-PUNJAB
IFSC CodeUCBA0000445
MICR Code160028005
AddressSCO NO 22, PHASE 1MOHALI 160055
CityMOHALI
StatePUNJAB
Contact2225045

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000445

The IFSC code UCBA0000445 uniquely identifies the MOHALI-PUNJAB branch of UCO BANK located in MOHALI, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000445

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000445) – Unique branch identifier for MOHALI-PUNJAB

How to Use IFSC Code UCBA0000445

To transfer money to any account at UCO BANK MOHALI-PUNJAB branch, you will need to provide the IFSC code UCBA0000445 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MOHALI-PUNJAB

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK MOHALI-PUNJAB Branch

UCO BANK MOHALI-PUNJAB is a branch of UCO BANK located in MOHALI, PUNJAB. The branch provides comprehensive banking services to customers in MOHALI and surrounding areas.

Branch Address

SCO NO 22, PHASE 1MOHALI 160055, MOHALI, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 160028005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK MOHALI-PUNJAB?

The IFSC code of UCO BANK MOHALI-PUNJAB branch in MOHALI is UCBA0000445.

What is the MICR code of UCO BANK MOHALI-PUNJAB?

The MICR code of UCO BANK MOHALI-PUNJAB branch is 160028005.

What is the address of UCO BANK MOHALI-PUNJAB?

UCO BANK MOHALI-PUNJAB branch is located at SCO NO 22, PHASE 1MOHALI 160055.

Does UCO BANK MOHALI-PUNJAB support NEFT/RTGS/IMPS?

UCO BANK MOHALI-PUNJAB branch supports NEFT, RTGS, IMPS, and UPI transactions.