UCO BANK IFSC Code – KHARAR, MEDINIPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for KHARAR branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | KHARAR |
| IFSC Code | UCBA0000442 |
| MICR Code | 721028701 |
| Address | PO-KHARARDIST-MIDNAPORE 721222 |
| City | MEDINIPUR |
| State | WEST BENGAL |
| Contact | 262224 |
Payment Facilities
About IFSC Code UCBA0000442
The IFSC code UCBA0000442 uniquely identifies the KHARAR branch of UCO BANK located in MEDINIPUR, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0000442
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000442) – Unique branch identifier for KHARAR
How to Use IFSC Code UCBA0000442
To transfer money to any account at UCO BANK KHARAR branch, you will need to provide the IFSC code UCBA0000442 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KHARAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK KHARAR Branch
UCO BANK KHARAR is a branch of UCO BANK located in MEDINIPUR, WEST BENGAL. The branch provides comprehensive banking services to customers in MEDINIPUR and surrounding areas.
Branch Address
PO-KHARARDIST-MIDNAPORE 721222, MEDINIPUR, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 721028701. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK KHARAR?
The IFSC code of UCO BANK KHARAR branch in MEDINIPUR is UCBA0000442.
What is the MICR code of UCO BANK KHARAR?
The MICR code of UCO BANK KHARAR branch is 721028701.
What is the address of UCO BANK KHARAR?
UCO BANK KHARAR branch is located at PO-KHARARDIST-MIDNAPORE 721222.
Does UCO BANK KHARAR support NEFT/RTGS/IMPS?
UCO BANK KHARAR branch supports NEFT, RTGS, IMPS, and UPI transactions.