UCO BANKVerified Feb 2026

UCO BANK IFSC Code – VIDYANAGAR, KOLHAPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for VIDYANAGAR branch.

IFSC Code
UCBA0000289

Bank Details

Bank NameUCO BANK
Branch NameVIDYANAGAR
IFSC CodeUCBA0000289
MICR Code416028003
AddressVIDYANAGAR,SHIVAJIUNIVERSITY CAMPUS 416004
CityKOLHAPUR
StateMAHARASHTRA
Contact2606552

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000289

The IFSC code UCBA0000289 uniquely identifies the VIDYANAGAR branch of UCO BANK located in KOLHAPUR, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000289

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000289) – Unique branch identifier for VIDYANAGAR

How to Use IFSC Code UCBA0000289

To transfer money to any account at UCO BANK VIDYANAGAR branch, you will need to provide the IFSC code UCBA0000289 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at VIDYANAGAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK VIDYANAGAR Branch

UCO BANK VIDYANAGAR is a branch of UCO BANK located in KOLHAPUR, MAHARASHTRA. The branch provides comprehensive banking services to customers in KOLHAPUR and surrounding areas.

Branch Address

VIDYANAGAR,SHIVAJIUNIVERSITY CAMPUS 416004, KOLHAPUR, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 416028003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK VIDYANAGAR?

The IFSC code of UCO BANK VIDYANAGAR branch in KOLHAPUR is UCBA0000289.

What is the MICR code of UCO BANK VIDYANAGAR?

The MICR code of UCO BANK VIDYANAGAR branch is 416028003.

What is the address of UCO BANK VIDYANAGAR?

UCO BANK VIDYANAGAR branch is located at VIDYANAGAR,SHIVAJIUNIVERSITY CAMPUS 416004.

Does UCO BANK VIDYANAGAR support NEFT/RTGS/IMPS?

UCO BANK VIDYANAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.