UCO BANK IFSC Code – PATHANKOT, PATHANKOT
Complete bank details including IFSC code, MICR code, address and payment facilities for PATHANKOT branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | PATHANKOT |
| IFSC Code | UCBA0000278 |
| MICR Code | 145028002 |
| Address | RAILWAY ROAD, PATHANKO-T 145001 |
| City | PATHANKOT |
| District | GURDASPUR |
| State | PUNJAB |
| Contact | 2220942 |
Payment Facilities
About IFSC Code UCBA0000278
The IFSC code UCBA0000278 uniquely identifies the PATHANKOT branch of UCO BANK located in PATHANKOT, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0000278
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000278) – Unique branch identifier for PATHANKOT
How to Use IFSC Code UCBA0000278
To transfer money to any account at UCO BANK PATHANKOT branch, you will need to provide the IFSC code UCBA0000278 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PATHANKOT
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK PATHANKOT Branch
UCO BANK PATHANKOT is a branch of UCO BANK located in PATHANKOT, PUNJAB. The branch provides comprehensive banking services to customers in PATHANKOT and surrounding areas.
Branch Address
RAILWAY ROAD, PATHANKO-T 145001, PATHANKOT, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 145028002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK PATHANKOT?
The IFSC code of UCO BANK PATHANKOT branch in PATHANKOT is UCBA0000278.
What is the MICR code of UCO BANK PATHANKOT?
The MICR code of UCO BANK PATHANKOT branch is 145028002.
What is the address of UCO BANK PATHANKOT?
UCO BANK PATHANKOT branch is located at RAILWAY ROAD, PATHANKO-T 145001.
Does UCO BANK PATHANKOT support NEFT/RTGS/IMPS?
UCO BANK PATHANKOT branch supports NEFT, RTGS, IMPS, and UPI transactions.