UCO BANKVerified Feb 2026

UCO BANK IFSC Code – WILLINGDON ISLAND, KOCHI-TRIVANDRUM

Complete bank details including IFSC code, MICR code, address and payment facilities for WILLINGDON ISLAND branch.

IFSC Code
UCBA0000242

Bank Details

Bank NameUCO BANK
Branch NameWILLINGDON ISLAND
IFSC CodeUCBA0000242
MICR Code682028003
AddressBRISTOW ROAD, WILLINGD-ON ISLAND, KOCHI 682003
CityKOCHI-TRIVANDRUM
StateKERALA
Contact2666491

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000242

The IFSC code UCBA0000242 uniquely identifies the WILLINGDON ISLAND branch of UCO BANK located in KOCHI-TRIVANDRUM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000242

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000242) – Unique branch identifier for WILLINGDON ISLAND

How to Use IFSC Code UCBA0000242

To transfer money to any account at UCO BANK WILLINGDON ISLAND branch, you will need to provide the IFSC code UCBA0000242 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at WILLINGDON ISLAND

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK WILLINGDON ISLAND Branch

UCO BANK WILLINGDON ISLAND is a branch of UCO BANK located in KOCHI-TRIVANDRUM, KERALA. The branch provides comprehensive banking services to customers in KOCHI-TRIVANDRUM and surrounding areas.

Branch Address

BRISTOW ROAD, WILLINGD-ON ISLAND, KOCHI 682003, KOCHI-TRIVANDRUM, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 682028003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK WILLINGDON ISLAND?

The IFSC code of UCO BANK WILLINGDON ISLAND branch in KOCHI-TRIVANDRUM is UCBA0000242.

What is the MICR code of UCO BANK WILLINGDON ISLAND?

The MICR code of UCO BANK WILLINGDON ISLAND branch is 682028003.

What is the address of UCO BANK WILLINGDON ISLAND?

UCO BANK WILLINGDON ISLAND branch is located at BRISTOW ROAD, WILLINGD-ON ISLAND, KOCHI 682003.

Does UCO BANK WILLINGDON ISLAND support NEFT/RTGS/IMPS?

UCO BANK WILLINGDON ISLAND branch supports NEFT, RTGS, IMPS, and UPI transactions.