UCO BANKVerified Feb 2026

UCO BANK IFSC Code – MALOUT, MALOUT

Complete bank details including IFSC code, MICR code, address and payment facilities for MALOUT branch.

IFSC Code
UCBA0000131

Bank Details

Bank NameUCO BANK
Branch NameMALOUT
IFSC CodeUCBA0000131
MICR Code152028202
AddressUCO BANKMALOUT BRANCH 152107
CityMALOUT
DistrictMUKTSAR
StatePUNJAB
Contact262041

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000131

The IFSC code UCBA0000131 uniquely identifies the MALOUT branch of UCO BANK located in MALOUT, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000131

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000131) – Unique branch identifier for MALOUT

How to Use IFSC Code UCBA0000131

To transfer money to any account at UCO BANK MALOUT branch, you will need to provide the IFSC code UCBA0000131 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MALOUT

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK MALOUT Branch

UCO BANK MALOUT is a branch of UCO BANK located in MALOUT, PUNJAB. The branch provides comprehensive banking services to customers in MALOUT and surrounding areas.

Branch Address

UCO BANKMALOUT BRANCH 152107, MALOUT, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 152028202. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK MALOUT?

The IFSC code of UCO BANK MALOUT branch in MALOUT is UCBA0000131.

What is the MICR code of UCO BANK MALOUT?

The MICR code of UCO BANK MALOUT branch is 152028202.

What is the address of UCO BANK MALOUT?

UCO BANK MALOUT branch is located at UCO BANKMALOUT BRANCH 152107.

Does UCO BANK MALOUT support NEFT/RTGS/IMPS?

UCO BANK MALOUT branch supports NEFT, RTGS, IMPS, and UPI transactions.