UCO BANKVerified Feb 2026

UCO BANK IFSC Code – SRINAGAR, SRINAGAR

Complete bank details including IFSC code, MICR code, address and payment facilities for SRINAGAR branch.

IFSC Code
UCBA0000123

Bank Details

Bank NameUCO BANK
Branch NameSRINAGAR
IFSC CodeUCBA0000123
MICR Code190028002
AddressSRINAGAR BRANCHPO NO 29 190001
CitySRINAGAR
StateJAMMU AND KASHMIR
Contact2455102

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000123

The IFSC code UCBA0000123 uniquely identifies the SRINAGAR branch of UCO BANK located in SRINAGAR, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000123

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000123) – Unique branch identifier for SRINAGAR

How to Use IFSC Code UCBA0000123

To transfer money to any account at UCO BANK SRINAGAR branch, you will need to provide the IFSC code UCBA0000123 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SRINAGAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK SRINAGAR Branch

UCO BANK SRINAGAR is a branch of UCO BANK located in SRINAGAR, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in SRINAGAR and surrounding areas.

Branch Address

SRINAGAR BRANCHPO NO 29 190001, SRINAGAR, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 190028002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK SRINAGAR?

The IFSC code of UCO BANK SRINAGAR branch in SRINAGAR is UCBA0000123.

What is the MICR code of UCO BANK SRINAGAR?

The MICR code of UCO BANK SRINAGAR branch is 190028002.

What is the address of UCO BANK SRINAGAR?

UCO BANK SRINAGAR branch is located at SRINAGAR BRANCHPO NO 29 190001.

Does UCO BANK SRINAGAR support NEFT/RTGS/IMPS?

UCO BANK SRINAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.