UNION BANK OF INDIA IFSC Code – ZIRAKPUR, ZIRAKPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for ZIRAKPUR branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | ZIRAKPUR |
| IFSC Code | UBIN0563609 |
| MICR Code | NA |
| Address | ZIRAKPUR, LUDHIANA, PUN |
| City | ZIRAKPUR |
| District | LUDHIANA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code UBIN0563609
The IFSC code UBIN0563609 uniquely identifies the ZIRAKPUR branch of UNION BANK OF INDIA located in ZIRAKPUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0563609
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (563609) – Unique branch identifier for ZIRAKPUR
How to Use IFSC Code UBIN0563609
To transfer money to any account at UNION BANK OF INDIA ZIRAKPUR branch, you will need to provide the IFSC code UBIN0563609 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ZIRAKPUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA ZIRAKPUR Branch
UNION BANK OF INDIA ZIRAKPUR is a branch of UNION BANK OF INDIA located in ZIRAKPUR, PUNJAB. The branch provides comprehensive banking services to customers in ZIRAKPUR and surrounding areas.
Branch Address
ZIRAKPUR, LUDHIANA, PUN, ZIRAKPUR, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA ZIRAKPUR?
The IFSC code of UNION BANK OF INDIA ZIRAKPUR branch in ZIRAKPUR is UBIN0563609.
What is the MICR code of UNION BANK OF INDIA ZIRAKPUR?
The MICR code of UNION BANK OF INDIA ZIRAKPUR branch is NA.
What is the address of UNION BANK OF INDIA ZIRAKPUR?
UNION BANK OF INDIA ZIRAKPUR branch is located at ZIRAKPUR, LUDHIANA, PUN.
Does UNION BANK OF INDIA ZIRAKPUR support NEFT/RTGS/IMPS?
UNION BANK OF INDIA ZIRAKPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.