UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – PANDALAM, PANDALAM

Complete bank details including IFSC code, MICR code, address and payment facilities for PANDALAM branch.

IFSC Code
UBIN0562742

Bank Details

Bank NameUNION BANK OF INDIA
Branch NamePANDALAM
IFSC CodeUBIN0562742
MICR Code689026476
AddressSAK BUILDING PANDALAM PATHANAMTHITTA ROAD PANDALAM KERALA
CityPANDALAM
DistrictPATHANAMTHITTA
StateKERALA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0562742

The IFSC code UBIN0562742 uniquely identifies the PANDALAM branch of UNION BANK OF INDIA located in PANDALAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0562742

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (562742) – Unique branch identifier for PANDALAM

How to Use IFSC Code UBIN0562742

To transfer money to any account at UNION BANK OF INDIA PANDALAM branch, you will need to provide the IFSC code UBIN0562742 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PANDALAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA PANDALAM Branch

UNION BANK OF INDIA PANDALAM is a branch of UNION BANK OF INDIA located in PANDALAM, KERALA. The branch provides comprehensive banking services to customers in PANDALAM and surrounding areas.

Branch Address

SAK BUILDING PANDALAM PATHANAMTHITTA ROAD PANDALAM KERALA, PANDALAM, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 689026476. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA PANDALAM?

The IFSC code of UNION BANK OF INDIA PANDALAM branch in PANDALAM is UBIN0562742.

What is the MICR code of UNION BANK OF INDIA PANDALAM?

The MICR code of UNION BANK OF INDIA PANDALAM branch is 689026476.

What is the address of UNION BANK OF INDIA PANDALAM?

UNION BANK OF INDIA PANDALAM branch is located at SAK BUILDING PANDALAM PATHANAMTHITTA ROAD PANDALAM KERALA.

Does UNION BANK OF INDIA PANDALAM support NEFT/RTGS/IMPS?

UNION BANK OF INDIA PANDALAM branch supports NEFT, RTGS, IMPS, and UPI transactions.