UNION BANK OF INDIA IFSC Code – OTTAPPALAM, OTTAPPALAM
Complete bank details including IFSC code, MICR code, address and payment facilities for OTTAPPALAM branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | OTTAPPALAM |
| IFSC Code | UBIN0558001 |
| MICR Code | 679026002 |
| Address | PARAPPURATHU COMPLEXOTTAPPALAM PO OTTAPPAM |
| City | OTTAPPALAM |
| District | QUILON |
| State | KERALA |
| Contact | 466 |
Payment Facilities
About IFSC Code UBIN0558001
The IFSC code UBIN0558001 uniquely identifies the OTTAPPALAM branch of UNION BANK OF INDIA located in OTTAPPALAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0558001
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (558001) – Unique branch identifier for OTTAPPALAM
How to Use IFSC Code UBIN0558001
To transfer money to any account at UNION BANK OF INDIA OTTAPPALAM branch, you will need to provide the IFSC code UBIN0558001 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at OTTAPPALAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA OTTAPPALAM Branch
UNION BANK OF INDIA OTTAPPALAM is a branch of UNION BANK OF INDIA located in OTTAPPALAM, KERALA. The branch provides comprehensive banking services to customers in OTTAPPALAM and surrounding areas.
Branch Address
PARAPPURATHU COMPLEXOTTAPPALAM PO OTTAPPAM, OTTAPPALAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 679026002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA OTTAPPALAM?
The IFSC code of UNION BANK OF INDIA OTTAPPALAM branch in OTTAPPALAM is UBIN0558001.
What is the MICR code of UNION BANK OF INDIA OTTAPPALAM?
The MICR code of UNION BANK OF INDIA OTTAPPALAM branch is 679026002.
What is the address of UNION BANK OF INDIA OTTAPPALAM?
UNION BANK OF INDIA OTTAPPALAM branch is located at PARAPPURATHU COMPLEXOTTAPPALAM PO OTTAPPAM.
Does UNION BANK OF INDIA OTTAPPALAM support NEFT/RTGS/IMPS?
UNION BANK OF INDIA OTTAPPALAM branch supports NEFT, RTGS, IMPS, and UPI transactions.