UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – PAYYANNUR, PAYYANNUR

Complete bank details including IFSC code, MICR code, address and payment facilities for PAYYANNUR branch.

IFSC Code
UBIN0557129

Bank Details

Bank NameUNION BANK OF INDIA
Branch NamePAYYANNUR
IFSC CodeUBIN0557129
MICR Code670026152
Address1ST FLOOR BLDG. NO. XXI 2713 B APPUS TOWER NEW BUS STAND PAYYANNUR DIST. KANNUR KERALA 670307
CityPAYYANNUR
DistrictKANNUR
StateKERALA
Contact201070

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0557129

The IFSC code UBIN0557129 uniquely identifies the PAYYANNUR branch of UNION BANK OF INDIA located in PAYYANNUR, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0557129

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (557129) – Unique branch identifier for PAYYANNUR

How to Use IFSC Code UBIN0557129

To transfer money to any account at UNION BANK OF INDIA PAYYANNUR branch, you will need to provide the IFSC code UBIN0557129 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PAYYANNUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA PAYYANNUR Branch

UNION BANK OF INDIA PAYYANNUR is a branch of UNION BANK OF INDIA located in PAYYANNUR, KERALA. The branch provides comprehensive banking services to customers in PAYYANNUR and surrounding areas.

Branch Address

1ST FLOOR BLDG. NO. XXI 2713 B APPUS TOWER NEW BUS STAND PAYYANNUR DIST. KANNUR KERALA 670307, PAYYANNUR, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 670026152. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA PAYYANNUR?

The IFSC code of UNION BANK OF INDIA PAYYANNUR branch in PAYYANNUR is UBIN0557129.

What is the MICR code of UNION BANK OF INDIA PAYYANNUR?

The MICR code of UNION BANK OF INDIA PAYYANNUR branch is 670026152.

What is the address of UNION BANK OF INDIA PAYYANNUR?

UNION BANK OF INDIA PAYYANNUR branch is located at 1ST FLOOR BLDG. NO. XXI 2713 B APPUS TOWER NEW BUS STAND PAYYANNUR DIST. KANNUR KERALA 670307.

Does UNION BANK OF INDIA PAYYANNUR support NEFT/RTGS/IMPS?

UNION BANK OF INDIA PAYYANNUR branch supports NEFT, RTGS, IMPS, and UPI transactions.