UNION BANK OF INDIA IFSC Code – VAIKOM, VAIKOM
Complete bank details including IFSC code, MICR code, address and payment facilities for VAIKOM branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | VAIKOM |
| IFSC Code | UBIN0555371 |
| MICR Code | 686026602 |
| Address | KANIAMPARAMPIL ARCADE,VALIYA KAVALA BUS STAND ROAD, DIST.KOTTAYAM, VAIKOM - 686 141, KERALA. |
| City | VAIKOM |
| District | KOTTAYAM |
| State | KERALA |
| Contact | 224035 |
Payment Facilities
About IFSC Code UBIN0555371
The IFSC code UBIN0555371 uniquely identifies the VAIKOM branch of UNION BANK OF INDIA located in VAIKOM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0555371
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (555371) – Unique branch identifier for VAIKOM
How to Use IFSC Code UBIN0555371
To transfer money to any account at UNION BANK OF INDIA VAIKOM branch, you will need to provide the IFSC code UBIN0555371 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VAIKOM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA VAIKOM Branch
UNION BANK OF INDIA VAIKOM is a branch of UNION BANK OF INDIA located in VAIKOM, KERALA. The branch provides comprehensive banking services to customers in VAIKOM and surrounding areas.
Branch Address
KANIAMPARAMPIL ARCADE,VALIYA KAVALA BUS STAND ROAD, DIST.KOTTAYAM, VAIKOM - 686 141, KERALA., VAIKOM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 686026602. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA VAIKOM?
The IFSC code of UNION BANK OF INDIA VAIKOM branch in VAIKOM is UBIN0555371.
What is the MICR code of UNION BANK OF INDIA VAIKOM?
The MICR code of UNION BANK OF INDIA VAIKOM branch is 686026602.
What is the address of UNION BANK OF INDIA VAIKOM?
UNION BANK OF INDIA VAIKOM branch is located at KANIAMPARAMPIL ARCADE,VALIYA KAVALA BUS STAND ROAD, DIST.KOTTAYAM, VAIKOM - 686 141, KERALA..
Does UNION BANK OF INDIA VAIKOM support NEFT/RTGS/IMPS?
UNION BANK OF INDIA VAIKOM branch supports NEFT, RTGS, IMPS, and UPI transactions.