UNION BANK OF INDIA IFSC Code – KALAMASSERY, KALAMASSERY
Complete bank details including IFSC code, MICR code, address and payment facilities for KALAMASSERY branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | KALAMASSERY |
| IFSC Code | UBIN0555045 |
| MICR Code | 682026037 |
| Address | DOOR NO. IV/465-A, OPP. APOLLO TYRES LTD.,NORTH KALAMASSERY, P.O. DIST. ERNAKULAM,KERALA - 683 104. |
| City | KALAMASSERY |
| District | ERNAKULAM |
| State | KERALA |
| Contact | 2559977 |
Payment Facilities
About IFSC Code UBIN0555045
The IFSC code UBIN0555045 uniquely identifies the KALAMASSERY branch of UNION BANK OF INDIA located in KALAMASSERY, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0555045
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (555045) – Unique branch identifier for KALAMASSERY
How to Use IFSC Code UBIN0555045
To transfer money to any account at UNION BANK OF INDIA KALAMASSERY branch, you will need to provide the IFSC code UBIN0555045 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KALAMASSERY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA KALAMASSERY Branch
UNION BANK OF INDIA KALAMASSERY is a branch of UNION BANK OF INDIA located in KALAMASSERY, KERALA. The branch provides comprehensive banking services to customers in KALAMASSERY and surrounding areas.
Branch Address
DOOR NO. IV/465-A, OPP. APOLLO TYRES LTD.,NORTH KALAMASSERY, P.O. DIST. ERNAKULAM,KERALA - 683 104., KALAMASSERY, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 682026037. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA KALAMASSERY?
The IFSC code of UNION BANK OF INDIA KALAMASSERY branch in KALAMASSERY is UBIN0555045.
What is the MICR code of UNION BANK OF INDIA KALAMASSERY?
The MICR code of UNION BANK OF INDIA KALAMASSERY branch is 682026037.
What is the address of UNION BANK OF INDIA KALAMASSERY?
UNION BANK OF INDIA KALAMASSERY branch is located at DOOR NO. IV/465-A, OPP. APOLLO TYRES LTD.,NORTH KALAMASSERY, P.O. DIST. ERNAKULAM,KERALA - 683 104..
Does UNION BANK OF INDIA KALAMASSERY support NEFT/RTGS/IMPS?
UNION BANK OF INDIA KALAMASSERY branch supports NEFT, RTGS, IMPS, and UPI transactions.