UNION BANK OF INDIA IFSC Code – LOWER PAREL, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for LOWER PAREL branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | LOWER PAREL |
| IFSC Code | UBIN0555037 |
| MICR Code | 400026118 |
| Address | YASHWANT BHAVAN, GROUND FLOOR,NEAR DEEPAK TALKIES, PANDURANG BHUDKAR,MARG, LOWER PAREL, MUMBAI - 400 013. |
| City | MUMBAI |
| District | GREATER BOMBAY |
| State | MAHARASHTRA |
| Contact | 24934313 |
Payment Facilities
About IFSC Code UBIN0555037
The IFSC code UBIN0555037 uniquely identifies the LOWER PAREL branch of UNION BANK OF INDIA located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0555037
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (555037) – Unique branch identifier for LOWER PAREL
How to Use IFSC Code UBIN0555037
To transfer money to any account at UNION BANK OF INDIA LOWER PAREL branch, you will need to provide the IFSC code UBIN0555037 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LOWER PAREL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA LOWER PAREL Branch
UNION BANK OF INDIA LOWER PAREL is a branch of UNION BANK OF INDIA located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
YASHWANT BHAVAN, GROUND FLOOR,NEAR DEEPAK TALKIES, PANDURANG BHUDKAR,MARG, LOWER PAREL, MUMBAI - 400 013., MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400026118. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA LOWER PAREL?
The IFSC code of UNION BANK OF INDIA LOWER PAREL branch in MUMBAI is UBIN0555037.
What is the MICR code of UNION BANK OF INDIA LOWER PAREL?
The MICR code of UNION BANK OF INDIA LOWER PAREL branch is 400026118.
What is the address of UNION BANK OF INDIA LOWER PAREL?
UNION BANK OF INDIA LOWER PAREL branch is located at YASHWANT BHAVAN, GROUND FLOOR,NEAR DEEPAK TALKIES, PANDURANG BHUDKAR,MARG, LOWER PAREL, MUMBAI - 400 013..
Does UNION BANK OF INDIA LOWER PAREL support NEFT/RTGS/IMPS?
UNION BANK OF INDIA LOWER PAREL branch supports NEFT, RTGS, IMPS, and UPI transactions.