UNION BANK OF INDIA IFSC Code – KATIHAR, KATIHAR
Complete bank details including IFSC code, MICR code, address and payment facilities for KATIHAR branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | KATIHAR |
| IFSC Code | UBIN0554031 |
| MICR Code | 854026202 |
| Address | PRABHU COMPLEX VINODPUR ROAD N NEAR MANGAL MARKET ROAD KATIHAR (URBAN)BIHAR PIN 845105 |
| City | KATIHAR |
| State | BIHAR |
| Contact | 242555 |
Payment Facilities
About IFSC Code UBIN0554031
The IFSC code UBIN0554031 uniquely identifies the KATIHAR branch of UNION BANK OF INDIA located in KATIHAR, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0554031
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (554031) – Unique branch identifier for KATIHAR
How to Use IFSC Code UBIN0554031
To transfer money to any account at UNION BANK OF INDIA KATIHAR branch, you will need to provide the IFSC code UBIN0554031 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KATIHAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA KATIHAR Branch
UNION BANK OF INDIA KATIHAR is a branch of UNION BANK OF INDIA located in KATIHAR, BIHAR. The branch provides comprehensive banking services to customers in KATIHAR and surrounding areas.
Branch Address
PRABHU COMPLEX VINODPUR ROAD N NEAR MANGAL MARKET ROAD KATIHAR (URBAN)BIHAR PIN 845105, KATIHAR, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 854026202. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA KATIHAR?
The IFSC code of UNION BANK OF INDIA KATIHAR branch in KATIHAR is UBIN0554031.
What is the MICR code of UNION BANK OF INDIA KATIHAR?
The MICR code of UNION BANK OF INDIA KATIHAR branch is 854026202.
What is the address of UNION BANK OF INDIA KATIHAR?
UNION BANK OF INDIA KATIHAR branch is located at PRABHU COMPLEX VINODPUR ROAD N NEAR MANGAL MARKET ROAD KATIHAR (URBAN)BIHAR PIN 845105.
Does UNION BANK OF INDIA KATIHAR support NEFT/RTGS/IMPS?
UNION BANK OF INDIA KATIHAR branch supports NEFT, RTGS, IMPS, and UPI transactions.