UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – RTGS-HO, MUMBAI

Complete bank details including IFSC code, MICR code, address and payment facilities for RTGS-HO branch.

IFSC Code
UBIN0550451

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameRTGS-HO
IFSC CodeUBIN0550451
MICR CodeNA
Address5TH FLOOR, UNION BANK BHAVAN 239,VIDHAN BHAVAN MARG,
CityMUMBAI
StateMAHARASHTRA
Contact22892442

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0550451

The IFSC code UBIN0550451 uniquely identifies the RTGS-HO branch of UNION BANK OF INDIA located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0550451

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (550451) – Unique branch identifier for RTGS-HO

How to Use IFSC Code UBIN0550451

To transfer money to any account at UNION BANK OF INDIA RTGS-HO branch, you will need to provide the IFSC code UBIN0550451 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RTGS-HO

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA RTGS-HO Branch

UNION BANK OF INDIA RTGS-HO is a branch of UNION BANK OF INDIA located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.

Branch Address

5TH FLOOR, UNION BANK BHAVAN 239,VIDHAN BHAVAN MARG,, MUMBAI, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA RTGS-HO?

The IFSC code of UNION BANK OF INDIA RTGS-HO branch in MUMBAI is UBIN0550451.

What is the MICR code of UNION BANK OF INDIA RTGS-HO?

The MICR code of UNION BANK OF INDIA RTGS-HO branch is NA.

What is the address of UNION BANK OF INDIA RTGS-HO?

UNION BANK OF INDIA RTGS-HO branch is located at 5TH FLOOR, UNION BANK BHAVAN 239,VIDHAN BHAVAN MARG,.

Does UNION BANK OF INDIA RTGS-HO support NEFT/RTGS/IMPS?

UNION BANK OF INDIA RTGS-HO branch supports NEFT, RTGS, IMPS, and UPI transactions.