UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – SECTOR 6 - KARNAL, CHANDIGARH

Complete bank details including IFSC code, MICR code, address and payment facilities for SECTOR 6 - KARNAL branch.

IFSC Code
UBIN0549614

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameSECTOR 6 - KARNAL
IFSC CodeUBIN0549614
MICR Code132026104
AddressKOTHI NO. 1282, SECTOR 6,URBAN ESTATE KARNAL, CHANDIGARH,PIN - 132 001.
CityCHANDIGARH
StateCHANDIGARH
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0549614

The IFSC code UBIN0549614 uniquely identifies the SECTOR 6 - KARNAL branch of UNION BANK OF INDIA located in CHANDIGARH, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0549614

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (549614) – Unique branch identifier for SECTOR 6 - KARNAL

How to Use IFSC Code UBIN0549614

To transfer money to any account at UNION BANK OF INDIA SECTOR 6 - KARNAL branch, you will need to provide the IFSC code UBIN0549614 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SECTOR 6 - KARNAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA SECTOR 6 - KARNAL Branch

UNION BANK OF INDIA SECTOR 6 - KARNAL is a branch of UNION BANK OF INDIA located in CHANDIGARH, CHANDIGARH. The branch provides comprehensive banking services to customers in CHANDIGARH and surrounding areas.

Branch Address

KOTHI NO. 1282, SECTOR 6,URBAN ESTATE KARNAL, CHANDIGARH,PIN - 132 001., CHANDIGARH, CHANDIGARH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 132026104. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA SECTOR 6 - KARNAL?

The IFSC code of UNION BANK OF INDIA SECTOR 6 - KARNAL branch in CHANDIGARH is UBIN0549614.

What is the MICR code of UNION BANK OF INDIA SECTOR 6 - KARNAL?

The MICR code of UNION BANK OF INDIA SECTOR 6 - KARNAL branch is 132026104.

What is the address of UNION BANK OF INDIA SECTOR 6 - KARNAL?

UNION BANK OF INDIA SECTOR 6 - KARNAL branch is located at KOTHI NO. 1282, SECTOR 6,URBAN ESTATE KARNAL, CHANDIGARH,PIN - 132 001..

Does UNION BANK OF INDIA SECTOR 6 - KARNAL support NEFT/RTGS/IMPS?

UNION BANK OF INDIA SECTOR 6 - KARNAL branch supports NEFT, RTGS, IMPS, and UPI transactions.