UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – MUMBAI - OVERSEAS, MUMBAI

Complete bank details including IFSC code, MICR code, address and payment facilities for MUMBAI - OVERSEAS branch.

IFSC Code
UBIN0549576

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameMUMBAI - OVERSEAS
IFSC CodeUBIN0549576
MICR Code400026093
AddressUNION BANK BHAVAN, GROUND FLOOR,239, VIDHAN BHAVAN MARG,NARIMAN POINT, MUMBAI - 400 021.
CityMUMBAI
DistrictGREATER BOMBAY
StateMAHARASHTRA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0549576

The IFSC code UBIN0549576 uniquely identifies the MUMBAI - OVERSEAS branch of UNION BANK OF INDIA located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0549576

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (549576) – Unique branch identifier for MUMBAI - OVERSEAS

How to Use IFSC Code UBIN0549576

To transfer money to any account at UNION BANK OF INDIA MUMBAI - OVERSEAS branch, you will need to provide the IFSC code UBIN0549576 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MUMBAI - OVERSEAS

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA MUMBAI - OVERSEAS Branch

UNION BANK OF INDIA MUMBAI - OVERSEAS is a branch of UNION BANK OF INDIA located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.

Branch Address

UNION BANK BHAVAN, GROUND FLOOR,239, VIDHAN BHAVAN MARG,NARIMAN POINT, MUMBAI - 400 021., MUMBAI, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400026093. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA MUMBAI - OVERSEAS?

The IFSC code of UNION BANK OF INDIA MUMBAI - OVERSEAS branch in MUMBAI is UBIN0549576.

What is the MICR code of UNION BANK OF INDIA MUMBAI - OVERSEAS?

The MICR code of UNION BANK OF INDIA MUMBAI - OVERSEAS branch is 400026093.

What is the address of UNION BANK OF INDIA MUMBAI - OVERSEAS?

UNION BANK OF INDIA MUMBAI - OVERSEAS branch is located at UNION BANK BHAVAN, GROUND FLOOR,239, VIDHAN BHAVAN MARG,NARIMAN POINT, MUMBAI - 400 021..

Does UNION BANK OF INDIA MUMBAI - OVERSEAS support NEFT/RTGS/IMPS?

UNION BANK OF INDIA MUMBAI - OVERSEAS branch supports NEFT, RTGS, IMPS, and UPI transactions.