UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – URMAL, URMAL

Complete bank details including IFSC code, MICR code, address and payment facilities for URMAL branch.

IFSC Code
UBIN0548367

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameURMAL
IFSC CodeUBIN0548367
MICR CodeNA
AddressAT & POST URMAL, BLOCK MAINPUR, TALUKA GARIABAD, DIST.RAIPUR, CHHATISGARH, PIN - 493 890
CityURMAL
DistrictRAIPUR
StateCHANDIGARH
Contact245226

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0548367

The IFSC code UBIN0548367 uniquely identifies the URMAL branch of UNION BANK OF INDIA located in URMAL, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0548367

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (548367) – Unique branch identifier for URMAL

How to Use IFSC Code UBIN0548367

To transfer money to any account at UNION BANK OF INDIA URMAL branch, you will need to provide the IFSC code UBIN0548367 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at URMAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA URMAL Branch

UNION BANK OF INDIA URMAL is a branch of UNION BANK OF INDIA located in URMAL, CHANDIGARH. The branch provides comprehensive banking services to customers in URMAL and surrounding areas.

Branch Address

AT & POST URMAL, BLOCK MAINPUR, TALUKA GARIABAD, DIST.RAIPUR, CHHATISGARH, PIN - 493 890, URMAL, CHANDIGARH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA URMAL?

The IFSC code of UNION BANK OF INDIA URMAL branch in URMAL is UBIN0548367.

What is the MICR code of UNION BANK OF INDIA URMAL?

The MICR code of UNION BANK OF INDIA URMAL branch is NA.

What is the address of UNION BANK OF INDIA URMAL?

UNION BANK OF INDIA URMAL branch is located at AT & POST URMAL, BLOCK MAINPUR, TALUKA GARIABAD, DIST.RAIPUR, CHHATISGARH, PIN - 493 890.

Does UNION BANK OF INDIA URMAL support NEFT/RTGS/IMPS?

UNION BANK OF INDIA URMAL branch supports NEFT, RTGS, IMPS, and UPI transactions.