UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – KHAIRABAD, KHAIRABAD

Complete bank details including IFSC code, MICR code, address and payment facilities for KHAIRABAD branch.

IFSC Code
UBIN0547581

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameKHAIRABAD
IFSC CodeUBIN0547581
MICR CodeNA
AddressAT POST KHAIRABAD M.GOHANA DIST. MAUNATH BHANJAN UTTAR PRADESH
CityKHAIRABAD
DistrictMAU
StateUTTAR PRADESH
Contact2320290

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0547581

The IFSC code UBIN0547581 uniquely identifies the KHAIRABAD branch of UNION BANK OF INDIA located in KHAIRABAD, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0547581

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (547581) – Unique branch identifier for KHAIRABAD

How to Use IFSC Code UBIN0547581

To transfer money to any account at UNION BANK OF INDIA KHAIRABAD branch, you will need to provide the IFSC code UBIN0547581 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KHAIRABAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA KHAIRABAD Branch

UNION BANK OF INDIA KHAIRABAD is a branch of UNION BANK OF INDIA located in KHAIRABAD, UTTAR PRADESH. The branch provides comprehensive banking services to customers in KHAIRABAD and surrounding areas.

Branch Address

AT POST KHAIRABAD M.GOHANA DIST. MAUNATH BHANJAN UTTAR PRADESH, KHAIRABAD, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA KHAIRABAD?

The IFSC code of UNION BANK OF INDIA KHAIRABAD branch in KHAIRABAD is UBIN0547581.

What is the MICR code of UNION BANK OF INDIA KHAIRABAD?

The MICR code of UNION BANK OF INDIA KHAIRABAD branch is NA.

What is the address of UNION BANK OF INDIA KHAIRABAD?

UNION BANK OF INDIA KHAIRABAD branch is located at AT POST KHAIRABAD M.GOHANA DIST. MAUNATH BHANJAN UTTAR PRADESH.

Does UNION BANK OF INDIA KHAIRABAD support NEFT/RTGS/IMPS?

UNION BANK OF INDIA KHAIRABAD branch supports NEFT, RTGS, IMPS, and UPI transactions.