UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – KHARSAHAN DEEDARGANJ, PHULPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for KHARSAHAN DEEDARGANJ branch.

IFSC Code
UBIN0545601

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameKHARSAHAN DEEDARGANJ
IFSC CodeUBIN0545601
MICR CodeNA
AddressKHARSHANDEEDARGAJ POST DEEDARGANJ PHOOLPUR DIST. AZAMGARH UTTAR PRADESH PIN 223224.
CityPHULPUR
DistrictAZAMGARH
StateUTTAR PRADESH
Contact244334

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0545601

The IFSC code UBIN0545601 uniquely identifies the KHARSAHAN DEEDARGANJ branch of UNION BANK OF INDIA located in PHULPUR, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0545601

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (545601) – Unique branch identifier for KHARSAHAN DEEDARGANJ

How to Use IFSC Code UBIN0545601

To transfer money to any account at UNION BANK OF INDIA KHARSAHAN DEEDARGANJ branch, you will need to provide the IFSC code UBIN0545601 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KHARSAHAN DEEDARGANJ

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA KHARSAHAN DEEDARGANJ Branch

UNION BANK OF INDIA KHARSAHAN DEEDARGANJ is a branch of UNION BANK OF INDIA located in PHULPUR, UTTAR PRADESH. The branch provides comprehensive banking services to customers in PHULPUR and surrounding areas.

Branch Address

KHARSHANDEEDARGAJ POST DEEDARGANJ PHOOLPUR DIST. AZAMGARH UTTAR PRADESH PIN 223224., PHULPUR, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA KHARSAHAN DEEDARGANJ?

The IFSC code of UNION BANK OF INDIA KHARSAHAN DEEDARGANJ branch in PHULPUR is UBIN0545601.

What is the MICR code of UNION BANK OF INDIA KHARSAHAN DEEDARGANJ?

The MICR code of UNION BANK OF INDIA KHARSAHAN DEEDARGANJ branch is NA.

What is the address of UNION BANK OF INDIA KHARSAHAN DEEDARGANJ?

UNION BANK OF INDIA KHARSAHAN DEEDARGANJ branch is located at KHARSHANDEEDARGAJ POST DEEDARGANJ PHOOLPUR DIST. AZAMGARH UTTAR PRADESH PIN 223224..

Does UNION BANK OF INDIA KHARSAHAN DEEDARGANJ support NEFT/RTGS/IMPS?

UNION BANK OF INDIA KHARSAHAN DEEDARGANJ branch supports NEFT, RTGS, IMPS, and UPI transactions.