UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – NAYAGAON, NAYAGAON

Complete bank details including IFSC code, MICR code, address and payment facilities for NAYAGAON branch.

IFSC Code
UBIN0544981

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameNAYAGAON
IFSC CodeUBIN0544981
MICR Code487026504
AddressAT POST NAYAGAON DIST.NARSINGHPUR MADHYA PRADESH PIN 487114
CityNAYAGAON
DistrictNARSINGHPUR
StateMADHYA PRADESH
Contact267281

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0544981

The IFSC code UBIN0544981 uniquely identifies the NAYAGAON branch of UNION BANK OF INDIA located in NAYAGAON, MADHYA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0544981

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (544981) – Unique branch identifier for NAYAGAON

How to Use IFSC Code UBIN0544981

To transfer money to any account at UNION BANK OF INDIA NAYAGAON branch, you will need to provide the IFSC code UBIN0544981 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at NAYAGAON

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA NAYAGAON Branch

UNION BANK OF INDIA NAYAGAON is a branch of UNION BANK OF INDIA located in NAYAGAON, MADHYA PRADESH. The branch provides comprehensive banking services to customers in NAYAGAON and surrounding areas.

Branch Address

AT POST NAYAGAON DIST.NARSINGHPUR MADHYA PRADESH PIN 487114, NAYAGAON, MADHYA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 487026504. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA NAYAGAON?

The IFSC code of UNION BANK OF INDIA NAYAGAON branch in NAYAGAON is UBIN0544981.

What is the MICR code of UNION BANK OF INDIA NAYAGAON?

The MICR code of UNION BANK OF INDIA NAYAGAON branch is 487026504.

What is the address of UNION BANK OF INDIA NAYAGAON?

UNION BANK OF INDIA NAYAGAON branch is located at AT POST NAYAGAON DIST.NARSINGHPUR MADHYA PRADESH PIN 487114.

Does UNION BANK OF INDIA NAYAGAON support NEFT/RTGS/IMPS?

UNION BANK OF INDIA NAYAGAON branch supports NEFT, RTGS, IMPS, and UPI transactions.