UNION BANK OF INDIA IFSC Code – POTHANICAD, POTHANIKAD
Complete bank details including IFSC code, MICR code, address and payment facilities for POTHANICAD branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | POTHANICAD |
| IFSC Code | UBIN0542300 |
| MICR Code | NA |
| Address | NEDUMCHALIL BUILDING, 1ST FLOOR, POTHANICAD, DIST. ERNAKULAM, POST VIA.MUVATTUPUZHA, KERALA, PIN - 686 671 |
| City | POTHANIKAD |
| District | ERNAKULAM |
| State | KERALA |
| Contact | 2562061 |
Payment Facilities
About IFSC Code UBIN0542300
The IFSC code UBIN0542300 uniquely identifies the POTHANICAD branch of UNION BANK OF INDIA located in POTHANIKAD, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0542300
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (542300) – Unique branch identifier for POTHANICAD
How to Use IFSC Code UBIN0542300
To transfer money to any account at UNION BANK OF INDIA POTHANICAD branch, you will need to provide the IFSC code UBIN0542300 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at POTHANICAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA POTHANICAD Branch
UNION BANK OF INDIA POTHANICAD is a branch of UNION BANK OF INDIA located in POTHANIKAD, KERALA. The branch provides comprehensive banking services to customers in POTHANIKAD and surrounding areas.
Branch Address
NEDUMCHALIL BUILDING, 1ST FLOOR, POTHANICAD, DIST. ERNAKULAM, POST VIA.MUVATTUPUZHA, KERALA, PIN - 686 671, POTHANIKAD, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA POTHANICAD?
The IFSC code of UNION BANK OF INDIA POTHANICAD branch in POTHANIKAD is UBIN0542300.
What is the MICR code of UNION BANK OF INDIA POTHANICAD?
The MICR code of UNION BANK OF INDIA POTHANICAD branch is NA.
What is the address of UNION BANK OF INDIA POTHANICAD?
UNION BANK OF INDIA POTHANICAD branch is located at NEDUMCHALIL BUILDING, 1ST FLOOR, POTHANICAD, DIST. ERNAKULAM, POST VIA.MUVATTUPUZHA, KERALA, PIN - 686 671.
Does UNION BANK OF INDIA POTHANICAD support NEFT/RTGS/IMPS?
UNION BANK OF INDIA POTHANICAD branch supports NEFT, RTGS, IMPS, and UPI transactions.