UNION BANK OF INDIA IFSC Code – KHANPUR - KHARAR, KHARAR
Complete bank details including IFSC code, MICR code, address and payment facilities for KHANPUR - KHARAR branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | KHANPUR - KHARAR |
| IFSC Code | UBIN0539228 |
| MICR Code | 160026014 |
| Address | KHANPUR KHARAR, RANJIT BAGH, LANDRAN RD, OLD SUBZI MANDI, DIST. ROPAD, PUNJAB, PIN - 140 301 |
| City | KHARAR |
| District | RUPNAGAR |
| State | PUNJAB |
| Contact | 2280365 |
Payment Facilities
About IFSC Code UBIN0539228
The IFSC code UBIN0539228 uniquely identifies the KHANPUR - KHARAR branch of UNION BANK OF INDIA located in KHARAR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0539228
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (539228) – Unique branch identifier for KHANPUR - KHARAR
How to Use IFSC Code UBIN0539228
To transfer money to any account at UNION BANK OF INDIA KHANPUR - KHARAR branch, you will need to provide the IFSC code UBIN0539228 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KHANPUR - KHARAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA KHANPUR - KHARAR Branch
UNION BANK OF INDIA KHANPUR - KHARAR is a branch of UNION BANK OF INDIA located in KHARAR, PUNJAB. The branch provides comprehensive banking services to customers in KHARAR and surrounding areas.
Branch Address
KHANPUR KHARAR, RANJIT BAGH, LANDRAN RD, OLD SUBZI MANDI, DIST. ROPAD, PUNJAB, PIN - 140 301, KHARAR, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 160026014. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA KHANPUR - KHARAR?
The IFSC code of UNION BANK OF INDIA KHANPUR - KHARAR branch in KHARAR is UBIN0539228.
What is the MICR code of UNION BANK OF INDIA KHANPUR - KHARAR?
The MICR code of UNION BANK OF INDIA KHANPUR - KHARAR branch is 160026014.
What is the address of UNION BANK OF INDIA KHANPUR - KHARAR?
UNION BANK OF INDIA KHANPUR - KHARAR branch is located at KHANPUR KHARAR, RANJIT BAGH, LANDRAN RD, OLD SUBZI MANDI, DIST. ROPAD, PUNJAB, PIN - 140 301.
Does UNION BANK OF INDIA KHANPUR - KHARAR support NEFT/RTGS/IMPS?
UNION BANK OF INDIA KHANPUR - KHARAR branch supports NEFT, RTGS, IMPS, and UPI transactions.