UNION BANK OF INDIA IFSC Code – PHEPHNA, PHEPHNA
Complete bank details including IFSC code, MICR code, address and payment facilities for PHEPHNA branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | PHEPHNA |
| IFSC Code | UBIN0537144 |
| MICR Code | NA |
| Address | AT & POST PHEPHNA, GARWAR, DIST. BALLIA, UTTAR PRADESH, PIN - 223 224 |
| City | PHEPHNA |
| District | BALIA |
| State | UTTAR PRADESH |
| Contact | 232026 |
Payment Facilities
About IFSC Code UBIN0537144
The IFSC code UBIN0537144 uniquely identifies the PHEPHNA branch of UNION BANK OF INDIA located in PHEPHNA, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0537144
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (537144) – Unique branch identifier for PHEPHNA
How to Use IFSC Code UBIN0537144
To transfer money to any account at UNION BANK OF INDIA PHEPHNA branch, you will need to provide the IFSC code UBIN0537144 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PHEPHNA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA PHEPHNA Branch
UNION BANK OF INDIA PHEPHNA is a branch of UNION BANK OF INDIA located in PHEPHNA, UTTAR PRADESH. The branch provides comprehensive banking services to customers in PHEPHNA and surrounding areas.
Branch Address
AT & POST PHEPHNA, GARWAR, DIST. BALLIA, UTTAR PRADESH, PIN - 223 224, PHEPHNA, UTTAR PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA PHEPHNA?
The IFSC code of UNION BANK OF INDIA PHEPHNA branch in PHEPHNA is UBIN0537144.
What is the MICR code of UNION BANK OF INDIA PHEPHNA?
The MICR code of UNION BANK OF INDIA PHEPHNA branch is NA.
What is the address of UNION BANK OF INDIA PHEPHNA?
UNION BANK OF INDIA PHEPHNA branch is located at AT & POST PHEPHNA, GARWAR, DIST. BALLIA, UTTAR PRADESH, PIN - 223 224.
Does UNION BANK OF INDIA PHEPHNA support NEFT/RTGS/IMPS?
UNION BANK OF INDIA PHEPHNA branch supports NEFT, RTGS, IMPS, and UPI transactions.