UNION BANK OF INDIA IFSC Code – PALAYAM ROAD - KOZHIKODE, CALICUT
Complete bank details including IFSC code, MICR code, address and payment facilities for PALAYAM ROAD - KOZHIKODE branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | PALAYAM ROAD - KOZHIKODE |
| IFSC Code | UBIN0537047 |
| MICR Code | 673026003 |
| Address | COLOMBO COMPLEX, 1ST FLOOR, JAIL RD,CALICUT, DIST. KOZHIKODE, KERALA, P.BOX.PIN - 673 002. |
| City | CALICUT |
| District | KOZHIKODE |
| State | KERALA |
| Contact | 0 |
Payment Facilities
About IFSC Code UBIN0537047
The IFSC code UBIN0537047 uniquely identifies the PALAYAM ROAD - KOZHIKODE branch of UNION BANK OF INDIA located in CALICUT, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0537047
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (537047) – Unique branch identifier for PALAYAM ROAD - KOZHIKODE
How to Use IFSC Code UBIN0537047
To transfer money to any account at UNION BANK OF INDIA PALAYAM ROAD - KOZHIKODE branch, you will need to provide the IFSC code UBIN0537047 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PALAYAM ROAD - KOZHIKODE
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA PALAYAM ROAD - KOZHIKODE Branch
UNION BANK OF INDIA PALAYAM ROAD - KOZHIKODE is a branch of UNION BANK OF INDIA located in CALICUT, KERALA. The branch provides comprehensive banking services to customers in CALICUT and surrounding areas.
Branch Address
COLOMBO COMPLEX, 1ST FLOOR, JAIL RD,CALICUT, DIST. KOZHIKODE, KERALA, P.BOX.PIN - 673 002., CALICUT, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 673026003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA PALAYAM ROAD - KOZHIKODE?
The IFSC code of UNION BANK OF INDIA PALAYAM ROAD - KOZHIKODE branch in CALICUT is UBIN0537047.
What is the MICR code of UNION BANK OF INDIA PALAYAM ROAD - KOZHIKODE?
The MICR code of UNION BANK OF INDIA PALAYAM ROAD - KOZHIKODE branch is 673026003.
What is the address of UNION BANK OF INDIA PALAYAM ROAD - KOZHIKODE?
UNION BANK OF INDIA PALAYAM ROAD - KOZHIKODE branch is located at COLOMBO COMPLEX, 1ST FLOOR, JAIL RD,CALICUT, DIST. KOZHIKODE, KERALA, P.BOX.PIN - 673 002..
Does UNION BANK OF INDIA PALAYAM ROAD - KOZHIKODE support NEFT/RTGS/IMPS?
UNION BANK OF INDIA PALAYAM ROAD - KOZHIKODE branch supports NEFT, RTGS, IMPS, and UPI transactions.